Category Archives: FREQUENTLY ASK QUESTIONS ON CAR INSURANCE AND ANSWERS

These are some questions people are asking about car insurance. These questions are classified under various topics. l encourage you to read them for you to have an idea of auto insurance

How can I help my car insurance company to access my credit score since I have good credit rating?

 Credit score   First and foremost, you have to be truthful to your car insurance company when asked some critical questions. Also provide them with accurate information whenever you are asked for them to compute on your personal credit report. … Continue reading

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Do all car insurance company uses credit score to determine car insurance rates?

 Credit score determined    Some auto insurance companies use credit scores while some still do not use it. You should be aware that each auto insurance company has its own standard of determining credit score. Some car insurance companies also … Continue reading

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What is good credit score?

Good credit score has various ways of been determined by each individual car insurance company. That is a way to say that credit score defers from one auto insurance company to another. However, some car insurance company uses some of … Continue reading

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What is credit score?

Credit score is a statistical base numeric expression which is mainly use to determine peoples’ credit worthiness of each an every individual under consideration. Credit score which is usually gathered from credit reports has been helping auto insurance industries make … Continue reading

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Subrogation meaning

  Subrogation definition   Subrogation mainly happens when your car insurance company charge back other insurance companies or the person you had an accident with. Let take an example, you are travelling and was involved in a car accident which … Continue reading

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Functions of claims adjuster

Claim adjuster   Claim adjusters assess the damages done on cars. Loss adjusters play a vital role by making sure correct procedures are followed when filing and handling car insurance claims. Claim adjusters help to file insurance papers. Claim adjuster … Continue reading

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My car was hit by someone on my back which made me to hit the vehicle in front of me. Am I responsible for this?

Car accident claims insurance   It goes this way; the person who hit you from the back is responsible for your car while you are responsible for the person in front. However, you should always contact the law enforcement agent … Continue reading

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Can auto insurance company pay lower car insurance claims to what am requesting?

 Paying below car insurance claims    Auto insurance companies pay out what is reasonable or fair to their holders. But you should know that they consider a lot of factors before paying out like depreciations, faults of the car involved, … Continue reading

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My friend had an accident with my car I lend to him, is he covered by my insurance?

Car insurance cover   Majority of car insurance policy covers drivers who seek your consent to use your vehicle. However to answer this question properly, you should check your car insurance policy or contact your broker. Most of these questions … Continue reading

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How long do I have to wait if I file claim for my car that was involved in accident?

Car insurance claims waiting period   Frankly speaking, most companies do not tell you a specific date they can pay your claim. Many may say as soon as possible but that may not happen most of the time. This is … Continue reading

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