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What is credit score?
Credit score is a statistical base numeric expression which is mainly use to determine peoples’ credit worthiness of each an every individual under consideration. Credit score which is usually gathered from credit reports has been helping auto insurance industries make … Continue reading
Subrogation meaning
Subrogation definition Subrogation mainly happens when your car insurance company charge back other insurance companies or the person you had an accident with. Let take an example, you are travelling and was involved in a car accident which … Continue reading
Functions of claims adjuster
Claim adjuster Claim adjusters assess the damages done on cars. Loss adjusters play a vital role by making sure correct procedures are followed when filing and handling car insurance claims. Claim adjusters help to file insurance papers. Claim adjuster … Continue reading
My car was hit by someone on my back which made me to hit the vehicle in front of me. Am I responsible for this?
Car accident claims insurance It goes this way; the person who hit you from the back is responsible for your car while you are responsible for the person in front. However, you should always contact the law enforcement agent … Continue reading
Can auto insurance company pay lower car insurance claims to what am requesting?
Paying below car insurance claims Auto insurance companies pay out what is reasonable or fair to their holders. But you should know that they consider a lot of factors before paying out like depreciations, faults of the car involved, … Continue reading
My friend had an accident with my car I lend to him, is he covered by my insurance?
Car insurance cover Majority of car insurance policy covers drivers who seek your consent to use your vehicle. However to answer this question properly, you should check your car insurance policy or contact your broker. Most of these questions … Continue reading
How long do I have to wait if I file claim for my car that was involved in accident?
Car insurance claims waiting period Frankly speaking, most companies do not tell you a specific date they can pay your claim. Many may say as soon as possible but that may not happen most of the time. This is … Continue reading
What is Car depreciation?
Car depreciation is the reduction in cars’ value which is cause by wear and tear. When you buy your car, as years goes by, your car will be loosing its value like the engine getting older and other … Continue reading
How do l file car insurance claims?
File auto insurance claim. There are basically two ways to file your car insurance claim. It can be direct filing and indirect filing. Direct filing involves you filing your claims documents with your insurance company. The procedure to … Continue reading
Grace period for my late payment of premium in my car insurance policy
Car insurance grace period. Most auto insurance company do give grace period for late payment of premium. You should check it up in your policy summary. It is usually 15 days. Alwys bear in mind this auto … Continue reading