Cancelling car insurance policy with car insurance firm, how long can I give them notification

Posted on July 23, 2009 by admin

Car insurance cancellation

 

 

This is normally stated in your car insurance policy summary. However, many car insurance firms will tell you 60 days.

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How to find another car insurance company when my formal one has cancelled my policy?

Posted on July 23, 2009 by admin

 

Finding new auto insurance.

If you’re formal car insurance company cancel your contract with them, the best thing for you to do is to contact your state insurance. However, you should talk to yourself about what have gone wrong with your formal car insurance company and try as much as possible to avoid it reoccurring. Depending on the reasons why your car insurance contract with them was cancel, do expect a higher car insurance premium if it’s your entire fault. This still depends on states.

 

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Car insurance renewal denied, Why?

Posted on July 23, 2009 by admin

 

 Renewing car insurance.

 

 

The best way to know the reasons is to contact your insurance broker or agencies. However, the following can make your car insurance policy not to be renewed;

 

Health Reasons; Depending on the type of auto insurance you are covered. Your mental and physical well being can lead to it.

 

Convictions by law court. This involves you constantly disobeying the state driving laws.

When your auto insurance company goes out of operations- This can mean they are no longer operating in your area.

 

Non eligible for driving can also lead to non renewal of your policy. These are some of the reasons. There are still more depending on the type of insurance you have. It will be best to contact your individual car insurance company for more information on this

 

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How do I loose my car insurance?

Posted on July 23, 2009 by admin

Loosing  car insurance

 

There are many ways that you can loose your auto insurance or car insurance. This varies from company to company as there are internal guild each company or agencies have to follow. But mostly, you can loose your vehicle insurance if you are constantly involved in the following;

 

When you are always involved in accident that is your fault which can be prevented. Much car insurance companies do not want to trade with this type of person.

 

Constantly over speeding.

 

Non payment of your premium can lead to loosing your car insurance.

 

Excessive alcohols intake while driving can make you loose your cheap car insurance.

 

Some car insurance firm may also tell you if you loose your driving skills, you risk loosing your vehicle insurance. There are other ways you can still loose your auto insurance.

 

However, before you loose your car insurance, many car insurance firm, insurance brokers or agents normally gives 60 days notification. Always contact them to sort things out if you still want to be on road.

 

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Car insurance claim problems with my car insurance company, what should I do?

Posted on July 23, 2009 by admin

Car insurance claims problem.

 

First and foremost talk to them to revisit the documents you submitted to them, if they insist that the decision is fair and you are not satisfied with it, then the best thing to do is to contact your state insurance body.

 

Most auto insurance company works to satisfy their customers and may revisit the documents you submitted for your auto insurance claims.

 

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Am I going to pay car insurance premium if my car is stolen?

Posted on July 23, 2009 by admin

car insurance premium  on stolen

Car insurance premium are not paid when yore car is stolen BUT you have to contact the police, to file a report, contact your insurance company for them to be aware. However, when your car is recovered, also contact your insurance companies to sort this out.

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If I sell my car to another party, how am I going to deal with the insurance company?

Posted on July 23, 2009 by admin

car insurance selling car

 

If you sell your car to another party or body, you should contact your car insurance company as quickly as possible. You can contact them via their customer’s service phone number, internet or head to their office to inform them. While contacting them, you have to inform them if you will be transfer your car insurance policy to another car, cancel it or suspend it. It is an issue you have to sort out with your auto insurance company. This will mean that if the person that you sold your car to have not arranged for insurance and had an accident, it will not affect you. You should also report the sell of your car to the authorities set up by government for them to stop sending road tax or related fees to you.

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Am I going to pay different premium if I bought a car for my son and daughter?

Posted on July 23, 2009 by admin

Paying young male and female car insurance premium

 

Yes, female drivers normally have low car insurance rate to pay due to the fact they are not most often speed drivers. They may even get further low rate if they have good grade in school, cover low mileage and have sufficient approved driver’s education or training. For male, they are more prone to over speeding, drink driving, etc. However, they may also get discount if they take advantage of incentive offered by there car insurance firm. Contact your car insurance firm for more details

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what is car insurance deductible

Posted on July 23, 2009 by admin

Car insurance deductible

This is a certain sum of money you have to remit to your insurance company towards a claim, which may be you involved in an accident before your car insurance company starts to pay. It works in the following way, if you claim may be 1000 British pounds on an accident and your car insurance policy have 300 British pounds deductible, it means  you have to pay the 300 pounds while your insurance company pay 700 pounds. You should also note that paying higher deductible may reduce your premium depending on the car insurance company. My advice is this; always pay deductible that you can afford and always set aside saves for this. Contact your insurance company to know more about car deductible.

 

 

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How is car insurance rate calculated?

Posted on July 22, 2009 by admin

  Car insurance calculator

 

There are various ways this is done. This is because lots of auto insurance companies put a lot of things into consideration before they will be able to calculate your car insurance rate. But what happens is this, when you contacts your car insurance company for vehicle insurance policy, the information you gave them is what is basically used to determine the rate you are going to pay. What happens is that the information you gave will be keyed into computer software to run some checks. Other data about you will also be collected. When this is done, each insurance firm have there own standard and priorities to determine your auto insurance rate. Note there are lots of things to consider that’s why rates differ from companies to companies. That makes it difficult to give you a particular answer.

 

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