What is car insurance green card?

Green card auto insurance

 

 

Car insurance green card is a legal document which is normally issued by car insurance companies of eu member state as a proof to show that the holder is insured to drive a particular car, truck, van etc in a form which is generally accepted through out Europe Union countries. Green card is mainly accepted within eu countries, if you are travelling outside eu, you will need to organize car insurance to drive down there. People who normally take driving tour or trip around eu countries needs it.

 

The key importance of eu green card insurance is to make sure that people or individual affected in road traffic accident was not mainly caused by visiting drivers that enters the country or passing through the country and also to make sure drivers or car owner travelling with there vehicle obtain green card car insurance before leaving the border of there individual country.

 

Read more about green car card insurance Here. To get the fully understand how car insurance works, read it in this car insurance blog.

 

 

 

 

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Driving around EU with green card

Green card insurance

 

 

Most car insurance policy issued in eu like United Kingdom allows you to drive in member state provided you have the necessary documents like green card. Without it, even if you’re from eu member state, the law enforcement agents may deny you entry. If your from outside eu like United States, your own case in different.

 

Green card car insurance or insurance green card can also be read HERE.

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Where can I buy short term car insurance?

 

 

Short term insurance can be bought in many places. Many car insurance companies have made it even possible to buy it from the internet. This has made buying short term auto insurance very easy and affordable. All you need to is to register online and print out the necessary documents right in your office or home. You can also buy it from car insurance agencies or brokers. Some car selling agents also offers short term car insurance service. I like buying online as it helps me to compare prices of many car insurance agencies.

 

Also, short term car insurance, short term car insurance quotes, short term car insurance rates can also be read in this car insurance homepage. Check out one of them HERE.

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What is short term Car insurance and when do I need one?

 

Short term car insurance or temporary auto insurance is a type of car insurance taken for short period of time which can be days, week or months. One may need short term car insurance when;

         they are on holiday and they need to drive

         Making delivery of new cars purchased

         Giving your vehicle out for a short period of time and other temporary driving of cars for short time duration. Most often short term car insurance are cheap when compared to normal car insurance.

 

NOTE: In some countries, third party fire and theft are available for short term insurance while in others comprehensive covers is available. Read more about short insurance here.

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Can auto manufacturing company offers auto insurance to drivers who bought there cars?

Car insurance offers

 

 

Some car companies offers some form of auto insurance to drivers who purchase there cars while others do not. It will be better to ask if this service is rendered by them when buying from car manufacturer agents. I have seen some offers from car manufacturing companies like low- cost windscreen cover, free breakdown cover etc. All these are provided to attract and retain customers.

 

Car insurance company also offers some discounts if you purcahse there vehicle, but be careful because in long run, it might be expensive. if you are presented with the opportunity, compare various car insurance rates and car insurance quotes before taking it. if it is cheaper, use it for the discount duration and before it ends, inform your car insurance company that you need a new car insurance quotes. if it is high, look for different car insurance company. Use also these strategies to drive your car insurance down

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I have no credit history, is it going to affect my car insurance premium?

Car insurance credit history.

 

Some auto insurance companies classify people with no credit or insufficient credit history as a high risk taker. This is because they do know or have no sufficient knowledge about them that’s why they are classified as such. This may result in paying higher premium. I have seen many vehicle insurance companies that have other criteria to evaluate people with no credit history. It all depends on car insurance companies but having insufficient credit report or credit history is not the only factor to be considered. It will be wise to contact your car insurance company to know more if having no credit reports affects your car insurance premium or not.

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Can auto insurance company look into my credit history without contacting me?

Credit history

 

Yes in many states and countries, they are allowed to view your credit score so far as you provide them with your information like name, national insurance number, date of birth and your other personal data. However, in doing this, there are reasonable procedures they have to follow in other to enhance confidentiality, accuracy and effective utilization of such data in a way that is not harmful. There are state insurance laws and even credit reporting act that stress how to handle these data collected. But many car insurance companies are always careful when handling your credit history or rating.

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How can I help my car insurance company to access my credit score since I have good credit rating?

 Credit score

 

First and foremost, you have to be truthful to your car insurance company when asked some critical questions. Also provide them with accurate information whenever you are asked for them to compute on your personal credit report. Information such as these but not limited to your name, identity card, social security number or national insurance number, date of birth, home address, driving history, etc. When you provide the question that is asked of you, you have the better chances of utilizing your good credit score you have.

 

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Do all car insurance company uses credit score to determine car insurance rates?

 Credit score determined

 

 Some auto insurance companies use credit scores while some still do not use it. You should be aware that each auto insurance company has its own standard of determining credit score. Some car insurance companies also use some statically techniques which are run by computer software to predict your vehicle insurance credit scores

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What is good credit score?

Good credit score has various ways of been determined by each individual car insurance company. That is a way to say that credit score defers from one auto insurance company to another. However, some car insurance company uses some of these factors to determine a good credit score;

         The time period you have been in credit system which may be weeks, months or years.

         Number of credit card you have. If you use them or not.

         Your public record report such as unpaid bills, collections, crime rate, bankruptcy etc.

         Financial history.

         They also compared credit available to you and credit which you have not used.

 

These are some of the factors they use to determine if you have a good credit or not. However, optium credit score is 720 and above

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