Car insurance family
This question has positive and negative sides.
The positive side may be in terms of receiving discount from car insurance company for multiply registration of the family cars in one insurance policy. Also, they can purchase the auto insurance policy cheap before you reach the legal age to derive. You also eliminate quoting and buying problems. Also, if your parents pay high premium, it may help you to have some extensive coverage. These are some of the advantage
The negative side of it is that if your parents have a high class car, there premium rate may be high which means that you have to be insured to have access to the property. It is a bit tricky but do contact your car insurance company for proper guidance.
However, if you buy your own car insurance policy, you will educate yourself on financial responsibility. Also if you are below driving age, it may tend to be problem for you not obtaining auto insurance due to the fact that you have not reach the legal age to drive.